Just how consumer credit is linked to your SSN, your business credit is linked to your EIN. This means it’s usually not required to include your SSN when applying for business credit. Once you've established your business credibility properly, you can start creating your business credit profile with smaller vendor accounts. You can then qualify for revolving store credit cards as your business pays those retailers, and you can use cash credit anywhere just like a normal personal credit card.

Before you apply, the first step you need to ensure is to check whether your business has been set up credibly or not - only then you can meet credit issuer and lender standards.

Next, you get real useable credit through vendors and these vendors will let you have credit when you have no other EIN credit established.

Then, they will report it to the business reporting agencies. Within 2 months or less, your credit is reported to the 3 agencies (Experian, Equifax, or Dun & Bradstreet), your EIN will have an established credit report and score.

With the use of that credit report and score, you can continue to apply for more tiers of credit. This will let you start getting access to revolving credit at most stores, credit that’s linked to your EIN and not your SSN. In addition to this, it doesn’t require a personal guarantee or personal credit check for approval.

Afterward, you can continue to scale your credit to get fleet cards, even Visa and MasterCard cash credit. Moreover, by having business credit established, you’ll get a better chance of getting loans, credit lines, and fundings at better terms.

At KDM Capital Group, we always focus on successfully combining both business credit building and funding. This means if one has good credit or collateral they can secure money in less than 30 days, he or she can build their business credit and get money right away,

We also help business owners discover the best ways to get free access to Experian Smart Business. Moreover, we help you access your D-U-N-S number with D&B, and list your phone number with 411 for free. This alone saves you thousands.

We also have more lending sources, revolving business credit accounts, and starter vendor accounts than any other system on the market today. That's why we say we are better than any other companies out there.

The Business Credit Finance Suite is an online platform compiled to take our KDM Clients through a customized step-by-step process on how to build your business credit. This means we make your process of getting funds very simple and intuitive.

Every step of The KDM Business Credit Finance Program is simple, direct, and hassle-free. We will give you direct resource links and tutorial videos to make your business credit-building journey a ‘no-brainer’. In case of any queries or confusion, you can contact our business credit advisers and finance officers!

No! All small business owners, even those with bad credit, can benefit from our KDM business credit Finance Program. This means, if you have a credit challenge or have some kind of collateral, you can also get funding along with business credit.

Our funding will be transferred to your account in as little as 30-60 days and most forms of acceptable collateral will qualify including credit card sales, inventory, equipment, receivables, even consistent revenue.

No! There will be no official procedures for repairing business credit as there are no FCRA or FACTA laws that deal with business credit reporting. Though our main purpose is to help you and your customers build business credit and get money, Financial advisors at KDM will help business owners dispute any discrepancies on the business report and improve the credit history.